Privacy Policy

Who we are

Our website address is: We are website for blogs, educational contents and online articles.

What personal data we collect and why we collect it


When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: After approval of your comment, your profile picture is visible to the public in the context of your comment.
We collect information about visitors who comment on Sites that use our Akismet anti-spam service. The information we collect depends on how the User sets up Akismet for the Site, but typically includes the commenter’s IP address, user agent, referrer, and Site URL (along with other information directly provided by the commenter such as their name, username, email address, and the comment itself).


If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Information Collection:

We collect information from Contact forms. We collect information about you during the checkout process on our store.

What we collect and store

While you visit our site, we’ll track:
  • Products you’ve viewed: we’ll use this to, for example, show you products you’ve recently viewed
  • Location, IP address and browser type: we’ll use this for purposes like estimating taxes and shipping
  • Shipping address: we’ll ask you to enter this so we can, for instance, estimate shipping before you place an order, and send you the order!
We’ll also use cookies to keep track of cart contents while you’re browsing our site.
When you purchase from us, we’ll ask you to provide information including your name, billing address, shipping address, email address, phone number, credit card/payment details and optional account information like username and password. We’ll use this information for purposes, such as, to:
  • Send you information about your account and order
  • Respond to your requests, including refunds and complaints
  • Process payments and prevent fraud
  • Set up your account for our store
  • Comply with any legal obligations we have, such as calculating taxes
  • Improve our store offerings
  • Send you marketing messages, if you choose to receive them
If you create an account, we will store your name, address, email and phone number, which will be used to populate the checkout for future orders.
We generally store information about you for as long as we need the information for the purposes for which we collect and use it, and we are not legally required to continue to keep it. For example, we will store order information for XXX years for tax and accounting purposes. This includes your name, email address and billing and shipping addresses.
We will also store comments or reviews, if you choose to leave them.

Who on our team has access

Members of our team have access to the information you provide us. For example, both Administrators and Shop Managers can access:
  • Order information like what was purchased, when it was purchased and where it should be sent, and
  • Customer information like your name, email address, and billing and shipping information.
Our team members have access to this information to help fulfill orders, process refunds and support you.

What we share with others

We share information with third parties who help us provide our orders and store services to you; for example —


We accept payments through PayPal. When processing payments, some of your data will be passed to PayPal, including information required to process or support the payment, such as the purchase total and billing information.


If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracing your interaction with the embedded content if you have an account and are logged in to that website.


How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Visitor comments may be checked through an automated spam detection service.

Disclaimer provides live, educational content, notes, results, vacancy notices, educational news, routines, college info, stock quotes, news, announcements, Annual and Quarterly reports, and analysis and provides knowledge-based articles and videos regarding the education and stock market.

Hamro Library is a blog promoted to meet the needs of information in Nepal. The company has been in operations since March 2020. We perform work like web application Development, System building, Advertising, Online news dispensing, stock market blogging, and more. We work in full transparency and try to keep all the things very clear to the client. We have a committed team that works to prove all these aspects. Our team always tries to find new innovative ideas so that we could give a better service and information to our customers and visitors.

In a nutshell, we don't intend to just market and sell our product and services, but to provide the best services and information that will enable our visitors to optimize their output and, assist in the attainment of their goals and objectives. If you make investment decisions based on the information you receive in connection with the Site, you do so at your own risk and Hamrolibrary and its employees will not be liable for any losses that you may sustain. Site users should conduct their own independent research and due diligence and obtain professional advice, if necessary, before making any investment decisions or recommendations.

Terms of Use

Hamrolibrary is making available this website and service (collectively referred to as the “Website”, “Site”, or “Service”) subject to these Terms of Use (“Agreement”). By using the Website, you agree to be bound by the terms set forth in this Agreement. Occasionally, we may amend these Terms of Use by posting the amended Terms of Use on the Site. It is your responsibility to review the updated version of this Agreement and remain informed about any changes.

Site Usage

Hamrolibrary should be used for informational purposes only and does not constitute investment advice. If you make investment decisions based on the information you receive in connection with the Site, you do so at your own risk and Hamrolibrary and its employees will not be liable for any losses that you may sustain. Site users should conduct their own independent research and due diligence and obtain professional advice, if necessary, before making any investment decisions or recommendations.

No warranty or guarantee is given regarding the accuracy or completeness of the information provided on the Site and under no circumstances will Hamrolibrary be held responsible, or liable for errors, or omissions resulting in any loss or damage caused or alleged to be caused by information contained in the material presented on the site, including but not limited to direct, indirect, incidental, special or consequential damages caused by using the information. Hamrolibrary does not sponsor or promote any of the securities or financial instruments or indices listed on the Site.

License to Use the Service

Subject to this Agreement, we grant to you a limited, personal, non-exclusive, non-transferable license to use the Service for personal, noncommercial purposes. Your right to use the Service is limited by the terms of this Agreement. Except for this license granted to you, we retain all right, titles, and interests in and to the Website, including all related intellectual property rights. The Website is protected by applicable intellectual property laws, including Nepal copyright law and international treaties. You will not, and will not permit or authorize third parties to (a) reproduce, modify, translate, enhance, decompile, disassemble, reverse engineer, or create derivative works of the Website; (b) rent, lease, or sublicense access to the Service; nor (c) circumvent or disable any security or technological features or measures of the Service.

Age Requirement for Use of the Service

The Service is available for individuals aged 13 years or older. If you are 13 or older but under the age of 18, you should review these terms and conditions with your parent or guardian to make sure that you and your parent or guardian understand these terms and conditions.

Limits on Your Use of the Service

No Ownership Rights

All content on the Site, including text, graphics, logos, button icons, images, and software, is the property of Hamrolibrary or its content suppliers and is protected by Nepal and international copyright laws. The compilation (that is, the collection, arrangement, and assembly) of all content on the Site is the exclusive property of Hamrolibrary and is protected by the Nepal copyright act. All software used on this site is the property of Hamrolibrary or its software suppliers and protected by Nepalese and international copyright laws.

Personal Use of the Service

You also agree that the Site is for your own personal use and that you will not share your password to the Service with any other person. The rights being granted to you are personal in nature to you and may not be shared with, transferred, or otherwise assigned to anyone else. In addition, you will not employ or allow the use of your account for the purpose of executing scripts, programs, or other technologies designed or intended to create copies or otherwise reproduce the content on the Site.

Unauthorized Use of Your Account

You agree to promptly notify Hamrolibrary of any known or suspected unauthorized use(s) of your account for the Service, or any known or suspected breach of security, including loss, theft, or unauthorized disclosure of your password. Such notification should be sent via email to Hamrolibrary shall not be liable for any loss or damage resulting from your failure to safeguard your password and account.

Prohibited Activities

When using the Service, you agree to refrain from doing any of the following:
  • violating laws;
  • using the Service to harm minors;
  • interfering with others’ use of the Service;
  • using the Service to invade the privacy of others, or to collect and use an individual’s personal and private information or to gain or attempt to gain unauthorized access to other computer systems via the Service;
  • using the Service to create a false identity or to impersonate another person; and
  • using the Service to advertise Internet sites or services which are competitive to the Service.

In addition, you will not, either knowingly or with reckless disregard, participate in any actions intended to interrupt or otherwise negatively impact the service.

The foregoing rules set the minimum level of conduct that we expect from users of the service. We also ask that you use common sense and be considerate towards other users. We reserve the right, at our sole discretion, to suspend or terminate your right to use the service if you violate the aforementioned rules of conduct or engage in other conduct we deem offensive.

Enforcement of These Terms

Except as described in these Terms of Use, any other use violates the terms and conditions of this Agreement and is strictly prohibited. We will pursue our legal and other rights against violators to the full extent permitted under the laws. In addition, you agree that Hamrolibrary has the right, without liability to you, to disclose any Registration Data and/or account information to law enforcement authorities, government officials, and/or a third party, as Hamrolibrary believes is reasonably necessary or appropriate to enforce and/or verify compliance with any part of this Agreement (including but not limited to Hamrolibrary’s right to cooperate with any legal process relating to your use of the Service, and/or a third party claim that your use of the Service is unlawful and/or infringes such third party’s rights).

Indemnification of Hamrolibrary

You agree to indemnify, defend and hold harmless Hamrolibrary from and against any and all suits, losses, claims, demands, liabilities, damages, costs, and expenses (including reasonable legal fees and expenses) arising from or relating to:
  • your use of the Service;
  • your breach of this Agreement or any representation, warranty, or covenant made by you herein or therein; or
  • your violation of any applicable law, statute, ordinance, regulation, or any third party's rights, including but not limited to, copyright infringement, harm to a third party’s trademark or other intellectual property rights, or any claim of defamation, libel, or slander.
  • This indemnification obligation survives any termination of this Agreement.

Log Data

We want to inform you that whenever you use our Service, in case of an error in the app we collect data and information (through third-party products) on your phone called Log Data. This Log Data may include information such as your device Internet Protocol (“IP”) address, device name, operating system version, the configuration of the app when utilizing our Service, the time and date of your use of the Service, and other statistics.


Cookies are files with a small amount of data that are commonly used as anonymous unique identifiers. These are sent to your browser from the websites that you visit and are stored on your device's internal memory.

This Service does not use these “cookies” explicitly. However, the app may use third-party code and libraries that use “cookies” to collect information and improve their services. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your device. If you choose to refuse our cookies, you may not be able to use some portions of this Service.

Service Providers

We may employ third-party companies and individuals due to the following reasons:
  1. To facilitate our Service;
  2. To provide the Service on our behalf;
  3. To perform Service-related services; or
  4. To assist us in analyzing how our Service is used.
We want to inform users of this Service that these third parties have access to their Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.


We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.

Links to Other Sites

This Service may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Children’s Privacy

These Services do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. In the case we discover that a child under 13 has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to do the necessary actions.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page.

*This policy is effective as of 2024-03-07*

Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at full-width